Transform your home financing with the NJ Police and Fire Mortgage Refinance-an exclusive opportunity designed specifically for our brave first responders, offering unbeatable rates and tailored terms that recognize your dedication and service; this isn't just refinancing, it's a financial revolution that empowers you to secure a brighter, more stable future while unlocking the full potential of your hard-earned equity, all with the confidence and respect you deserve for protecting our communities.
https://policefirenj.com/
Current PFRS Mortgage Rate: 5.49% (5.71% APR*) as of 2/17/2025 - Available to currently employed police officers or firefighters who are members of the Police ...

https://www.nj.gov/dca/hmfa/consumers/docs/hb_policefireretire_fs.pdf
Mortgage insurance is required on all loans with downpayments of less than ...

https://www.pffcu.org/home/mortgage-refinancing/
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